Housing Programs & Resources

The Borough, in its efforts to address housing issues in the community, including assisting renters, current and future homeowners, wishes to provide a list of resources to community members.  This page will be updated as programs are developed, renewed and made available to residents of the Borough. 

If a community member is interested in additional information regarding the programs and/or resources below, it is recommended they reach out directly to the agency overseeing the program or contact a local financial institution. 


  • U.S. Department of Agriculture (USDA) - Rural Development
    • Single Family Housing Repair Loans & Grants
      • This program provides loans to very-low-income homeowners to repair, improve or modernize their homes, or grants to elderly very-low-income homeowners to remove health and safety hazards. The maximum loan amount is $40,000 and the maximum grant amount is $10,000.  Loans and grants can be combined for up to $50,000 in assistance.  Loan interest rates are fixed at 1%.
      • Single Family Housing Repair Loans and Grants Fact Sheet
    • Single Family Housing Direct Home Loans 
      • This programs assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.  Payment assistance is a type of subsidy that reduces the mortgage payment for a short time.  The amount of assistance is determined by the adjusted family income. 
      • Rural Home Loans (Direct Program) Fact Sheet
  • Alaska Housing Finance Corporation (AHFC)
    • Senior & Accessible Housing
      • AHFC provides senior and accessible housing throughout Alaska, including Ketchikan.  These properties are comprised of one-bedroom units with elevator access.  Alaskans who are 62 years of age or older or residents with a disability whose income is at or below 80% of the area median income are encouraged to apply.  Families requiring accessible features in unit sizes larger than one bedroom should contact their local Alaska Housing office for availability and assistance. 
    • Housing Choice Vouchers (For Privately Owned Rentals)
      • Housing Choice Vouchers assist eligible low-income Alaskans lease rentals in the private rental market.  Eligibility to receive a Housing Choice Voucher is based on income.  Families whose income is at or below 50% of the area median income are encouraged to apply.
    • Public Housing
      • AHFC provides safe, quality and affordable rental units for low-income individuals throughout Alaska, including Ketchikan. Families whose income is at or below 80% of the area median income are encouraged to apply.